Small Business Banking

Your small business has some unique challenges and obstacles that MCT can help you overcome.  Equipment financing, lines of credit, making business purchases and accepting payments are some of many for which we have solutions. Please contact our Business Bankers to ask how we can best help you reach your financial goals.

Business Bankers
Michael Prock, Business Banker: Schuylkill County and Western Carbon County 570-325-2265 ext. 1470
Todd Smolinsky, Business Banker: Carbon and Monroe Counties 570-325-2265 ext. 1502
Anthony Postupack, Small Business Loan Officer 570-325-0484

 Small Business Borrowing

Small business loans can help you get started or finance your new equipment - there are many ways that a small business loan from MCT can help you grow.  Talk to us about the different terms and rates we have available, getting started is easy!  From seed to feed. From livestock to equipment. It all takes cash that doesn’t start to flow until after the harvest. We understand the unique needs of agribusiness and farming.

 Line of Credit

It’s your most flexible way to finance those seasonal cash flow fluctuations in your business. Apply once. Draw only what you need. Pay interest only on the funds in use. The balance of your available credit limit is there whenever you need it. Whatever you may need it for.

Our competitive variable interest rates make monthly payments affordable, due on demand, based on the amount of credit used.


Term Loan

When it’s time to buy new machinery, equipment, vehicles, or make renovations, MCT’s commercial term loan is for you.ShopOwner

There’s no reason to delay a major purchase. Our competitive rates and terms make funding large purchases feasible. Our application process and quick turnaround make it simple. Our lending department has the business loan that will fit your needs.

Why wait? Find out what you need to apply today!  

Contact the Small Business Lending Team

Commercial Lending Department
Jim Thorpe - Main Office
1111 North Street
Jim Thorpe, PA 18229
(570) 325-2265
(877) 325-2265
9:00 - 4:00 Monday - Friday


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About Mauch Chunk Trust Company

Mauch Chunk Trust Company was incorporated August 25, 1902 as the successor institution to the Second National Bank of Mauch Chunk, established in 1864. We remain a locally owned and managed independent community bank. While many banks of our type have merged or simply disappeared, our ability to change with the times has allowed us to grow and prosper for so many years. Read more about our history here.

We have 7 community banking offices & 1 Trust/Investment office located in Carbon & Schuylkill Counties, Pennsylvania in the following communities: Jim Thorpe, Albrightsville, Lehighton, Nesquehoning & Tamaqua (Hometown & West Penn).

We are the "Neighbors you know, bankers you trust." Voted as the Best Bank, Best Mortgage Company & Best Place to Work in the Times News 2020 Reader's Choice contest. The MCT logo, tagline "Neighbors you know, bankers you trust", "MCT Loans" logo and tagline "Friendly, Fast & Local" are trademarks of the Mauch Chunk Trust Company.

Important Information About Procedures for Opening a New Account:

  • To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
  • What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.