No matter your goals or phase of life, MCT has a product for you. Whether it’s saving for a dream vacation or teaching your seven-year-old the value of a dollar, the reliability of a MCT savings account is your best investment.

Your deposits are FDIC insured to the maximum permitted by law.  

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Statement Savings*

Need your funds readily available? You don’t have to sacrifice earning potential. Our Statement Savings Account offers an attractive variable annual percentage yield. Flexibility and convenience rolled into one product makes it perfect for meeting your individual goals.

It only takes $1 to open this account; it is your traditional savings account plus today’s conveniences! EStatements simplify your budgeting and financial planning while eliminating paper clutter. Use your ATM/Debit card for easy access to your money.

Avoid a small monthly fee by maintaining a minimum balance in any combination of MCT accounts, no matter if they’re checking, savings, money market or CD accounts. Ask a Personal Banker for details.


Check out our Current Deposit Rates!           

Dream Builders Savings*

Build your nest egg quickly with this automatic savings program! Transfer a designated amount of $5 or more directly from your MCT checking account each month and be surprised at how fast you’ve reached your goal.  Automatic transfers ensure you pay yourself first. When it’s time for that new car or dream vacation, you’ll be ready!

It only takes $1 to open this interest-bearing account. Plus it offers all the benefits of eStatements, ATM access, Online Banking and Express Phone Banking that allow you to manage your account 24-hours, 7 days a week!

Avoid a small monthly fee by maintaining a minimum balance in your account and limit your withdrawals as an excessive withdrawal fee will be assessed if you exceed three (3) transfers or withdrawals per month .

Ask a Personal Banker for details.


Check out our Current Deposit Rates!         

*Please note you may make six (6) transfers from your account each 4 (four) week or similar period, if by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.


Money Market

Investor's Money Market CD

  • Make unlimited deposits
  • Access to funds every 3 months
  • $50,000 minimum deposit required to open account
  • Rate is variable and may change after the account is opened.
  • A penalty may be imposed for early withdrawal.

Check out our great rates!           


Investor’s Money Market

Yes, you CAN have it all. High-yield, short-term investment. FDIC-insured with complete liquidity. Lock in high earnings, easy fund access with NO penalties. An MCT Investor’s Money Market account is perfect for individuals, non-profit organizations and municipalities who need access to the significant balance they keep in their account.

The more you deposit, the more you’ll earn. Interest is accrued daily on four competitive tiers based on your daily balance, and credited monthly.

Make unlimited withdrawals by check, at teller windows and MCT ATMs with no early withdrawal penalties. You can’t do that with a CD or other type of insured investment!

  • FDIC insurance coverage.
  • $5,000 minimum deposit to open account.
  • Unlimited withdrawals at MCT teller windows and ATMs.
  • Estatements simplify money management
  • Write as many checks as you want per month ($500 minimum per check).
  • Interest accrues daily and is credited monthly.
  • NO yearly maintenance, management or commission fees.
  • Four competitive interest-earning tiers based on the daily balance.
  • Convenient monthly statement itemizes all transactions and interest earned.

Avoid a small monthly fee by maintaining a minimum balance in your account. Ask a Personal Banker for details.

Check out our great rates!         


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About Mauch Chunk Trust Company

Mauch Chunk Trust Company was incorporated August 25, 1902 as the successor institution to the Second National Bank of Mauch Chunk, established in 1864. We remain a locally owned and managed independent community bank. While many banks of our type have merged or simply disappeared, our ability to change with the times has allowed us to grow and prosper for so many years. Read more about our history here.

We have 7 community banking offices & 1 Trust/Investment office located in Carbon & Schuylkill Counties, Pennsylvania in the following communities: Jim Thorpe, Albrightsville, Lehighton, Nesquehoning & Tamaqua (Hometown & West Penn).

We are the "Neighbors you know, bankers you trust." Voted as the Best Bank, Best Mortgage Company & Best Place to Work in the Times News 2020 Reader's Choice contest. The MCT logo, tagline "Neighbors you know, bankers you trust", "MCT Loans" logo and tagline "Friendly, Fast & Local" are trademarks of the Mauch Chunk Trust Company.

Important Information About Procedures for Opening a New Account:

  • To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
  • What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.