Sunday, July 21, 2019: Our Nesquehoning Office in Redner's Market will be closed due to a computer system upgrade, and normal hours will resume July 22. The ATM will still be available.
MCT's Upgraded Mobile App is here! Click for details.

Personal Loans (Signature Loans)

MCT Signature Loan
*APR = Annual Percentage Rate and is subject to the credit approval and underwriting standards of Mauch Chunk Trust Company. Minimum loan amount of $5,000.00. Maximum loan amount is $50,000. Minimum new money amount of $5,000 is required. New Money is defined as funds not currently on deposit with or under obligation to MCT. Maximum term of 5 years (60 months). Other rates and terms available. Minimum credit score of 700 and debt to income ratio of 43% or less required to obtain the advertised APR. The APR can be as high as 9.97% if you don’t qualify for the advertised APR. APR is accurate as of date of publication and subject to change without notice. Offer expires September 30, 2019. Example Payment: For a term of 60 months, you will pay $196.82 each month for borrowing $10,000 at an interest rate of 6.75%/6.75% APR.

Whether it’s for a new car, a swimming pool or your child’s braces, a personal loan can make your dreams and goals a reality. We make personal loans as fast, simple and affordable as possible.  

Take advantage of monthly payments that won’t break your budget. For added convenience, you can also have payments automatically deducted from your account or even use a coupon book. We also have signature loans that rely on the strength of your credit with no collateral required.

Personal Loan Rates

We have many personal loan rates and terms available.  View our personal loan rates here.

Ready to apply? Let's get started.

Apply online for a Personal Loan (Desktop computer required) 
View our Personal Loan Rates  Apply in a Branch  Securely contact our Lending Team

Apply online or visit any of our branch locations. You can also make an appointment with our personal loan experts at our Main Office at 1111 North Street, Jim Thorpe, PA- just call 570-325-2265. 

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Home Equity Line of Credit

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Mauch Chunk Trust Company

MCT was incorporated August 25, 1902 and remains today a locally owned and managed independent community bank. While many banks of our type have merged or simply disappeared, our ability to change with the times has allowed us to grow and prosper for over 116 years. Read more about our history here.

We have 7 community banking offices & 1 Trust/Investment office located in Carbon & Schuylkill Counties, Pennsylvania in the following communities: Jim Thorpe, Albrightsville, Lehighton, Nesquehoning & Tamaqua (Hometown, West Penn).

We are the "Neighbors you know, bankers you trust."