MCT Loans, by Mauch Chunk Trust Company

MCT Loans, by Mauch Chunk Trust Company

Home Mortgage Loans

Residential Home Mortgage Loan for First Time Home Buyers

Your first home is one of your largest undertakings. How you pay for it shouldn’t be. With us, it won’t be.

We’ve removed the headaches and hassles in home buying, so securing your mortgage loan and getting into your home is now faster and simpler:

● Quick and easy paperwork.  Here's what you'll need 
● Local mortgage lenders making local local decisions
● Don’t get stuck on hold - request a call or securely contact us.

Whether it’s your first home or a bigger home, upsizing for the family or downsizing after retirement, our home mortgage loans and lenders are here to serve your specific needs.

First Time Home Buyers

Stop renting and start owning!  MCT has responsible financing options for the First Time Home Buyer.  Why are you still paying a landlord when homes are affordable and interest rates are still low?  Wake up in your new could happen sooner than you think! We offer Monthly and Bi-Weekly Payment Options.

2-4 Family Owner Occupied

MCT offers borrowers an alternative to investment property financing as long it is your primary residence. You can save money on interest and shorten the life of your loan with the unique bi-weekly payment structure!  Available for purchase or refinance. 

Ready to apply? Let's get started.

Apply for a Residential Home Mortgage      Apply to Pre-Qualify for a Mortgage       View our current Mortgage rates    

Apply online or visit any of our branch locations. You can also securely contact our lending team or make an appointment with our home mortgage experts at our Main Office at 1111 North Street, Jim Thorpe, PA- just call us at 570-325-2265.


  • Visit our mortgage resources page: Includes calculators, frequently asked questions and more!
  • The Consumer Financial Protection Bureau provides a home loan toolkit and guide for your reference as you consider the right lending option for your situation
  • Are you experiencing hardship or at risk of missing a mortgage payment?  The US Department of Housing and Urban Development (HUD) has provided valuable information to help.  Find out more here

Mortgage Lending Department

Jim Thorpe - Main Office
1111 North Street
Jim Thorpe, PA 18229
(570) 325-2265
(877) 325-2265
9:00 - 4:00 Monday - Friday

Nationwide Mortgage Licensing System (NMLS)

We're here to help - contact us today!
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MCT Loans Locations


Give us a call GIVE US A CALL
MCT Loans Phone

Monday-Friday 8am-6pm
Saturday 8am-1pm


  Mauch Chunk Trust Company NMLS #417258
Mortgage Loan Originators’ NMLS Numbers 


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About Mauch Chunk Trust Company

Mauch Chunk Trust Company was incorporated August 25, 1902 as the successor institution to the Second National Bank of Mauch Chunk, established in 1864. We remain a locally owned and managed independent community bank. While many banks of our type have merged or simply disappeared, our ability to change with the times has allowed us to grow and prosper for so many years. Read more about our history here.

We have 7 community banking offices & 1 Trust/Investment office located in Carbon & Schuylkill Counties, Pennsylvania in the following communities: Jim Thorpe, Albrightsville, Lehighton, Nesquehoning & Tamaqua (Hometown & West Penn).

We are the "Neighbors you know, bankers you trust." Voted as the Best Bank, Best Mortgage Company & Best Place to Work in the Times News 2020 Reader's Choice contest. The MCT logo, tagline "Neighbors you know, bankers you trust", "MCT Loans" logo and tagline "Friendly, Fast & Local" are trademarks of the Mauch Chunk Trust Company.

Important Information About Procedures for Opening a New Account:

  • To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
  • What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.