Home Equity Loans

Want to take on a big project, without taking out a big loan? Or do you need quick cash for a surprising cost? We can help, with a fixed rate home equity loan.

What is a Home Equity Loan?

With a home equity loan, you can use the equity in your home without having to sell it. A home equity loan also comes with a fixed rate, so you’ll never be caught off guard. Home equity loans give you a simple, popular option for home improvement projects or unexpected expenses.

Take advantage of our fair rates and flexible repayment terms, including the option to enroll in automatic deductions.

Home Equity Loan Rates

We have many home equity rates and terms available.  Check out our home equity rates here.


Home Equity Loan Promotion


*Example payments do not include taxes and insurance premiums; actual payment obligation will be greater. Subject to credit approval and underwriting standards of Mauch Chunk Trust Company. Other conditions may apply. Other rates and terms available. Minimum loan amount of $10,000 and maximum loan amount of $100,000 with 80% maximum loan-to-value, first or second lien position. Not for the purchase of homes. Appraisal and/or escrow may be required. Sample monthly payment shown is for a term of 180 months for $25,000 borrowed at an interest rate of 4.750%/4.777% APR. Annual Percentage Rate (APR) is an estimate only and is accurate as of the date published and subject to change. APR calculations do not include fees and charges that may be applicable.



Ready to apply? Let's get started.

Apply online or visit any of our branch locations. You can also make an appointment with our home equity loan experts at our Main Office at 1111 North Street, Jim Thorpe, PA.

Check out our Current Home Equity Rates           Apply for a Home Equity Loan                Contact the Lending Team

Apply Now

You won't have to wait long for your loan decision at MCT!

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Mauch Chunk Trust Company

MCT was incorporated August 25, 1902 and remains today a locally owned and managed independent community bank. While many banks of our type have merged or simply disappeared, our ability to change with the times has allowed us to grow and prosper for over 115 years. Read more about our history here.

We have 7 branches & 1 Trust & Investment office located in Carbon & Schuylkill Counties, Pennsylvania in the following communities: Jim Thorpe, Albrightsville, Lehighton, Nesquehoning & Tamaqua (Hometown, West Penn).

We are the "Neighbors you know, bankers you trust."