Government & Non-Profit Loan Products

Adequate cash flow is crucial to any successful operation. We understand that. So we developed a suite of flexible credit solutions to meet both the short and long-term borrowing needs of your business.

Our commercial lending decisions are made right here in your community – we’re the very folks who will reap the fruits of your labor! We have a stake in your success.

So whether you need funding for equipment, supplies or additional resources during a time of extraordinary need … we’re here for you. 

Commercial Lending Department

Jim Thorpe - Main Office
1111 North Street
Jim Thorpe, PA 18229
(570) 325-2265
(877) 325-2265
9:00 - 4:00 Monday - Friday

Government  & Non-Profit Real Estate Loan

This is the perfect business loan option for purchasing that new building, expanding your current operations, or renovating existing property.

With your real estate as security, we can offer competitive rates and terms. A truly affordable option.

Call us to learn just how quick and easy it truly can be to secure the funding you’ve earned.

Contact the Commercial Loan Team

Government  & Non-Profit Term Loan

When it’s time to buy new equipment, vehicles, or purchase supplies for the new school year, MCT’s commercial term loan is for you.

There’s no reason to delay a major purchase. Our competitive rates and terms make funding large purchases feasible. Our application process and quick turnaround make it simple.

Why wait? Apply today!

Contact the Commercial Loan Team

Government & Non-Profit Line of Credit

It’s your most flexible way to fund those sporadic cash flow needs. Apply once. Draw only what you need. Pay interest only on the funds in use. The balance of your available credit limit is there whenever you need it. Whatever you may need it for.  Your business demands flexibility and MCT delivers.

Our competitive variable interest rates make monthly payments affordable, due on demand, based on the amount of credit used.

Our Commercial Lending Specialists are standing by and ready to help with your funding needs.

Contact the Commercial Loan Team

Government  & Non-Profit Letters of Credit

Be prepared when negotiating a major purchase. Visit MCT first to obtain a Standby Letter of Credit. It offers proof of your credit quality and repayment ability as a sign of good faith. The letter of credit is accepted as an alternative to a bid bond.

Contact the Commercial Loan Team

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About Mauch Chunk Trust Company

Mauch Chunk Trust Company was incorporated August 25, 1902 as the successor institution to the Second National Bank of Mauch Chunk, established in 1864. We remain a locally owned and managed independent community bank. While many banks of our type have merged or simply disappeared, our ability to change with the times has allowed us to grow and prosper for so many years. Read more about our history here.

We have 7 community banking offices & 1 Trust/Investment office located in Carbon & Schuylkill Counties, Pennsylvania in the following communities: Jim Thorpe, Albrightsville, Lehighton, Nesquehoning & Tamaqua (Hometown & West Penn).

We are the "Neighbors you know, bankers you trust." Voted as the Best Bank, Best Mortgage Company & Best Place to Work in the Times News 2020 Reader's Choice contest. The MCT logo, tagline "Neighbors you know, bankers you trust", "MCT Loans" logo and tagline "Friendly, Fast & Local" are trademarks of the Mauch Chunk Trust Company.

Important Information About Procedures for Opening a New Account:

  • To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
  • What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.