Government & Non-Profit Convenience Services

MasterMoney Business Debit Cards

Why carry around a lot of cash? Use your MasterMoney Business Debit Card to access funds in your MCT Business Checking Account. All of the conveniences of a personal debit card plus special features for our government and non-profit customers. 

Make purchases wherever MasterCard is accepted - up to $1,500 per day! Get fast cash at one of thousands of MasterCard/Maestro/Cirrus ATM locations at home and abroad. Daily limit is $500.

Choose the desired access level for each cardholder. Full Access allows them to make ATM withdrawals, point-of-sale purchases and balance inquiries. Partial access allows purchases and balance inquiries only. You can also set lower limits for each Card as required to better control company expenses.

You’ll get a comprehensive monthly statement to easily track employee spending and tax deductions. Separate business and personal expenses at a glance!

PLUS a bevy of FREE benefits: 

  • FREE Extended Warranty
  • FREE Theft/Damage Protection
  • FREE Emergency Travel Assistance
  • FREE Lost Luggage Protection

NEW Debit Card Transaction Alert Service

Fraud Alert Service

This new fraud alert service will allow you to identify potential fraudulent use of your debit card in a real-time manner. You will be able to register your debit card(s) to set up alerts for any of 4 unique types of transactions:

· High dollar transactions
· Declined transactions
· Card not present transactions (online or telephone transactions)
· International transactions

The alerts can be sent to mobile phones, email addresses or both. MCT is pleased to offer this service as a free benefit of banking with us. Protect yourself and your money, enroll now in the new debit card transaction alert service. Do you have a personal debit card? This service is also available for our personal debit card customers and you can enroll using the link below.

 Enroll now


Traveling abroad? Contact us at 570-325-2265 before you travel outside of the USA, Canada, Mexico, or the U.S. Virgin Islands. We’ll arrange for your debit card to be accessible for the duration of your trip.

Lost debit card? Call 1-800-523-4175

Notification and Fraud Center

Find out more about fraud, how to avoid it and what to do if it happens to you!

MCT Notification and Fraud Center

Safety Pay for Government & Non-Profit

You do everything right; you work hard to support your community and your very work is providing help to those who are in need but sometimes the small details can get the best of all of us. Maybe you misjudged the funds available in your checking account by a day when you were expecting a check to clear or needed to use your debit card to buy some office supplies. No matter how it happens, MCT Safety Pay for Government & Non-Profits automatically transfers funds from your linked MCT Savings or Money Market account to cover your checking account overdrafts. What a relief!

Safety Pay’s monthly fee is waived if you maintain the required minimum daily balance in your linked Savings or Money Market account. An automatic transfer fee per total amount of the transfer will be charged to your checking account.

Ask an MCT Personal Banker for more information about Safety Pay, which can be used in conjunction with or as an alternative to Overdraft Privilege.

Telephone Banking

You’re sponsoring a community fundraiser when you realize your car payment is due today. Or visiting a nursing home and need to verify a deposit before making your donation. 

Even in today’s always-connected world, there are times when you just can’t get to your computer. Or your local MCT branch location. You can always access your MCT account with our Express Phone Banking service.
Express Phone Banking gives you quick access to your account balances and information on your last sixty transactions. It allows you to transfer funds or make loan payments, verify deposits, learn interest or earnings information for tax time, and even get up-to-the-minute rate and product information.

All you need is your account number(s) and Personal Identification Number (PIN) to start using MCT’s Express Phone Banking now! First-time users should use the last four digits of the primary account holder’s Social Security number or tax ID as your PIN. You’ll be required to change it to four digits of your choice once you access the system.

How easy is Express Phone Banking? It’s as simple as 1-2. You don’t even have to bother with a 3!

  1. Call Express Phone Banking from any touch tone phone:
  2. Follow the menu prompts to select the function of your choice.

Other Services

* Offered at select MCT locations

Apply Now

Protect yourself from fraud & scams

» Learn More


Help Prevent Elder Financial Abuse

» Learn More


MCT Mobile App: Convenient & Connected MCT Mobile Wallet
MCT Business Cash Management  


About Mauch Chunk Trust Company

Mauch Chunk Trust Company was incorporated August 25, 1902 as the successor institution to the Second National Bank of Mauch Chunk, established in 1864. We remain a locally owned and managed independent community bank. While many banks of our type have merged or simply disappeared, our ability to change with the times has allowed us to grow and prosper for so many years. Read more about our history here.

We have 7 community banking offices & 1 Trust/Investment office located in Carbon & Schuylkill Counties, Pennsylvania in the following communities: Jim Thorpe, Albrightsville, Lehighton, Nesquehoning & Tamaqua (Hometown & West Penn).

We are the "Neighbors you know, bankers you trust." Voted as the Best Bank, Best Mortgage Company & Best Place to Work in the Times News 2020 Reader's Choice contest. The MCT logo, tagline "Neighbors you know, bankers you trust", "MCT Loans" logo and tagline "Friendly, Fast & Local" are trademarks of the Mauch Chunk Trust Company.

Important Information About Procedures for Opening a New Account:

  • To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
  • What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.