Government & Non-Profit Certificates of Deposit

Grow your investment through the security of a Certificate of Deposit. Our solid rate of return makes this one of the safest investments a community non-profit organization or government entity will ever make. We’ve created three products to meet your specific needs:

  • Growth CD
  • Income CD
  • Jumbo CD

Securely Contact our Customer Service Team

Growth Certificate of Deposit

Earnings accumulate and compound for maximum growth with this CD. Interest is compounded and posted monthly. Open with a minimum of $500.
Choose from a term of 3 month, 6 month, 1, 2, 3, 4 and 5 years. We also offer a 3-1/2 year Step-Up CD; at your discretion you may change the interest rate on the account by stepping-up to a higher interest rate 1 time during the certificate’s 3 ½ year term.  Other special terms available as advertised.

Check out our current CD rates!

Income Certificate of Deposit

The perfect vehicle for those who want the safety of a CD while maintaining an income stream. It combines a high interest rate with disbursement options created to meet complex needs.

Interest accrues daily. You tell us how you want it paid; monthly, quarterly, semi-annually, annually or at maturity if the term is one year or less. It can be paid by check or deposited directly into your MCT checking, savings or money market account.

Open with as little as $500. Choose from a term of 3 month, 6 month, 1, 2, 3, 4 and 5 years. We also offer a 3-1/2 year Step-Up CD; at your discretion you may change the interest rate on the account by stepping-up to a higher interest rate 1 time during the certificate’s 3 ½ year term. Other special terms available as advertised.

Check out our current CD rates!

Jumbo Certificate of Deposit

Open MCT’s Jumbo CD with a minimum of $100,000 and watch it grow. 

Collect interest on your terms: compounded if growth is your goal, or simple interest for use as an income vehicle.

Choose from terms of 30 days, 60 days, 3 month, 6 month, 1 year or longer. Other special terms available as advertised.

A Personal Banker can provide current Jumbo CD rates.

 

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Mauch Chunk Trust Company

Mauch Chunk Trust Company was incorporated August 25, 1902 as the successor institution to the Second National Bank of Mauch Chunk, established in 1864. We remain a locally owned and managed independent community bank. While many banks of our type have merged or simply disappeared, our ability to change with the times has allowed us to grow and prosper for so many years. Read more about our history here.

We have 7 community banking offices & 1 Trust/Investment office located in Carbon & Schuylkill Counties, Pennsylvania in the following communities: Jim Thorpe, Albrightsville, Lehighton, Nesquehoning & Tamaqua (Hometown & West Penn).

We are the "Neighbors you know, bankers you trust." Voted as the Best Bank, Best Mortgage Company & Best Place to Work in the Times News 2020 Reader's Choice contest. The MCT logo, tagline "Neighbors you know, bankers you trust", "MCT Loans" logo and tagline "Friendly, Fast & Local" are trademarks of the Mauch Chunk Trust Company.

Important Information About Procedures for Opening a New Account:

  • To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
  • What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.