Government & Non-Profit Certificates of Deposit

Grow your investment through the security of a Certificate of Deposit. Our solid rate of return makes this one of the safest investments a community non-profit organization or government entity will ever make. We’ve created three products to meet your specific needs:

• Growth CD
• Income CD
• Jumbo CD

Securely Contact our Customer Service Team

Growth Certificate of Deposit

Earnings accumulate and compound for maximum growth with this CD. Interest is compounded and posted monthly. Open with a minimum of $500.
Choose from a term of 3 month, 6 month, 1, 2, 3, 4 and 5 years. We also offer a 3-1/2 year Step-Up CD; at your discretion you may change the interest rate on the account by stepping-up to a higher interest rate 1 time during the certificate’s 3 ½ year term.  Other special terms available as advertised.

Check out our current CD rates!

Income Certificate of Deposit

The perfect vehicle for those who want the safety of a CD while maintaining an income stream. It combines a high interest rate with disbursement options created to meet complex needs.

Interest accrues daily. You tell us how you want it paid; monthly, quarterly, semi-annually, annually or at maturity if the term is one year or less. It can be paid by check or deposited directly into your MCT checking, savings or money market account.

Open with as little as $500. Choose from a term of 3 month, 6 month, 1, 2, 3, 4 and 5 years. We also offer a 3-1/2 year Step-Up CD; at your discretion you may change the interest rate on the account by stepping-up to a higher interest rate 1 time during the certificate’s 3 ½ year term. Other special terms available as advertised.

Check out our current CD rates!

Jumbo Certificate of Deposit

Open MCT’s Jumbo CD with a minimum of $100,000 and watch it grow. 

Collect interest on your terms: compounded if growth is your goal, or simple interest for use as an income vehicle.

Choose from terms of 30 days, 60 days, 3 month, 6 month, 1 year or longer. Other special terms available as advertised.

A Personal Banker can provide current Jumbo CD rates.