Consumer Loan

“Neighbors you know, bankers you trust” means more to us than just a warm welcome and smiling face when you open an account or cash a check. It means meeting your total needs. That’s why Mauch Chunk Trust Company is here for you when you need money for a new car, home improvements or just a well-deserved vacation. Our Personal Loans, Installment Loans, Home Equity Loans, and Home Equity Lines of Credit offer convenient and flexible options that allow you to transform your dreams into reality.  You can start the process online right now or you can stop by any of our convenient branch locations and complete an application with our Personal Bankers.  Easy.

Check out our Current Rates       Contact the Lending Team

Personal Loans (also called Signature Loans)

Whether it’s time for a new car, putting in a swimming pool or braces for your child’s teeth, a MCT Personal Loan can make it happen. Our low fixed rates make monthly payments manageable without crimping your budget.  Some personal loans, called signature loans,  rely on the strength of your credit, no collateral required.

Monthly payments can be automatically deducted from your MCT account, or use a coupon book.

Rates vary by loan term and collateral.  You can stop by any of our convenient branch locations and complete an application with our Personal Bankers. Or you can start the process online right now.  Easy.


Check out our Rates      Apply for a Loan     Contact the Lending Team

Home Equity Loans

These fixed rate loans allow you to use the equity in your home without having to sell it. Perfect for home improvements. Or if you’re unexpectedly faced with one of life’s unpleasant surprises like medical costs.

We offer flexible repayment terms, including the option to have your monthly payment automatically deducted from your MCT account.  You can stop by any of our convenient branch locations and complete a Home Equity Loan application with our Personal Bankers.  Or you can apply online.  When you bank with MCT, you can bank your way! 

Check out our Current Rates      Apply for a Loan     Contact the Lending Team

Home Equity Line of Credit 

Not your typical revolving line of credit, this HELOC could be the last loan you ever need!

Access the equity in your home through a line of credit. Simply write a check whenever you need the extra cash over the draw period. No penalty for pre-payment, no annual fee and no closing costs!*

This revolving line of credit has a variable annual percentage rate (APR) indexed to the Wall Street Journal Prime Rate with a maximum APR of 18%. But you can lock-in segments within your approved credit limit at a fixed rate and term up to five times during the draw period!

Contact a MCT loan officer for more information about our Home Equity Line of Credit. Call 877-325-2265.  You can stop by any of our convenient branch locations and complete a HELOC application with our Personal Bankers. Or you can apply online.

*MCT pays all closing costs. If you terminate your account within 36 months of opening it, you will be required to pay an Early Closure Fee consisting of (1) a $200 base fee, plus (2) any closing fees MCT paid on your behalf. 

Check out our Current Rates      Apply for a Loan     Contact the Lending Team

Automobile, Motorcyle and ATV Loans

Everyone needs reliable transportation.  We've got the financing options you need for your next car, motorcycle or ATV.  Used or new, our auto loans and motorcycle loans have low rates and flexible terms.  Check them out here and get yourself back on the road!

 

Check out our Current Rates      Apply for a Loan     Contact the Lending Team

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