Consumer Loans

“Neighbors you know, bankers you trust” means more to us than just a warm welcome and smiling face when you open an account or cash a check. It means meeting your total needs. That’s why Mauch Chunk Trust Company is here for you when you need money for a new car, home improvements or just a well-deserved vacation.

Our Personal Loans, Installment Loans, Home Equity Loans, and Home Equity Lines of Credit offer convenient and flexible options that allow you to transform your dreams into reality.

You can start the process online right now or you can stop by any of our convenient branch locations and complete an application with our Personal Bankers.  Easy.

Check out our Current Rates       Contact the Lending Team

Personal Loans (also called Signature Loans)

Whether it’s for a new car, a swimming pool or your child’s braces, a personal loan can make your dreams and goals a reality. We make personal loans as fast, simple and affordable as possible.  MCT Personal Loan options

Take advantage of monthly payments that won’t break your budget. For added convenience, you can also have payments automatically deducted from your account or even use a coupon book. We also have signature loans that rely on the strength of your credit with no collateral required.

Personal Loan Rates

We have many personal loan rates and terms available.  Check out our personal loan rates here.

Ready to apply? Let's get started.

Apply online or visit any of our branch locations. You can also make an appointment with our personal loan experts at our Main Office at 1111 North Street, Jim Thorpe, PA.

Personal Loan Rates      Apply for a Personal Loan     Contact the Lending Team

 

Home Equity Loans

Want to take on a big project, without taking out a big loan? Or do you need quick cash for a surprising cost? We can help, with a fixed rate home equity loan.

What is a Home Equity Loan?

With a home equity loan, you can use the equity in your home without having to sell it. A home equity loan also comes with a fixed rate, so you’ll never be caught off guard. Home equity loans give you a simple, popular option for home improvement projects or unexpected expenses.

Take advantage of our fair rates and flexible repayment terms, including the option to enroll in automatic deductions.

Home Equity Loan Rates

We have many home equity rates and terms available.  Check out our home equity rates here.

 

Ready to apply? Let's get started.

Apply online or visit any of our branch locations. You can also make an appointment with our home equity loan experts at our Main Office at 1111 North Street, Jim Thorpe, PA.

Check out our Current Home Equity Rates           Apply for a Home Equity Loan                Contact the Lending Team

Home Equity Line of Credit 

Need money for home improvement projects or unexpected costs? Sign up for a home equity line of credit with us and it may be the last loan you ever need.

What is a Home Equity Line of Credit?

A home equity line of credit, also called a HELOC loan, is not your typical loan. A HELOC loan lets you access the equity in your home through a revolving line of credit. Simply write a check whenever you need the extra cash over the draw period. There’s no penalty for prepayment, no annual fee and no closing costs!*

*MCT pays all closing costs. If you terminate your account within 36 months of opening it, you will be required to pay an Early Closure Fee consisting of (1) a $200 base fee, plus (2) any closing fees MCT paid on your behalf. 

Home Equity Line of Credit Rates

Your revolving line of credit has a variable annual percentage rate (APR) indexed to the Wall Street Journal Prime Rate, with a maximum APR of 18%. You can lock in segments of your HELOC loan within your approved credit limit at a fixed rate and term up to five times during the draw period.

 Ready to apply? Let's get started.

Apply online or visit any of our branch locations. You can also make an appointment with our HELOC experts at our Main Office at 1111 North Street, Jim Thorpe, PA. 

Check out our Current HELOC Rates      Apply for a HELOC     Contact the Lending Team

 

Automobile, Motorcyle and ATV Loans

Everyone needs reliable transportation.  We've got the financing options you need for your next car, motorcycle or ATV.  Used or new, our auto loans and motorcycle loans have low rates and flexible terms.  Check them out here and get yourself back on the road!

 

Check out our Current Rates      Apply for a Loan     Contact the Lending Team

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Mauch Chunk Trust Company

MCT was incorporated August 25, 1902 and remains today a locally owned and managed independent community bank. While many banks of our type have merged or simply disappeared, our ability to change with the times has allowed us to grow and prosper for over 115 years. Read more about our history here.

We have 7 branches & 1 Trust & Investment office located in Carbon & Schuylkill Counties, Pennsylvania in the following communities: Jim Thorpe, Albrightsville, Lehighton, Nesquehoning & Tamaqua (Hometown, West Penn).

We are the "Neighbors you know, bankers you trust."