Commercial Lending Services

Adequate cash flow is crucial to successful business operations. We understand that. So we developed a suite of flexible credit solutions to meet both short and long-term borrowing needs.

From seed to feed. From livestock to equipment. It all takes cash that doesn’t start to flow until after the harvest. We understand the unique needs of agribusiness and farming.

Our local area is a destination for many outdoor enthusiasts looking to get away from the hustle and bustle of the larger cities they call home.  Your business and those of others in our community provide these visitors and our own residents with supplies, lodging, medical treatment and recreation!  So whether you need funding for equipment, expansions or inventory… or merely to carry you through seasonal cash-flow fluctuations… we’re here for you.   Our commercial lending department has the business loan that will fit your needs.  Find out what you need to apply.

Our lending decisions are made right here in your community – we’re the very folks who will reap the fruits of your labor! We have a stake in your success.

Contact the Commercial Lending Team

Commercial Lending Department

Commercial Real Estate Loan

This is the perfect business loan option for purchasing commercial real estate, expanding your current operations, or renovating existing property.

With your real estate as security, we can offer competitive rates and terms. A truly affordable option.

Call us to learn just how quick and easy it truly can be to secure the funding you’ve earned.

Our commercial lending department has the business loan that will fit your needs.

Contact the Commercial Lending Team

Commercial Term Loan

When it’s time to buy new machinery, equipment, vehicles, or make renovations, MCT’s commercial term loan is for you.

There’s no reason to delay a major purchase. Our competitive rates and terms make funding large purchases feasible. Our application process and quick turnaround make it simple.  Our commercial lending department has the business loan that will fit your needs.

Why wait? Find out what you need to apply today!

Contact the Commercial Lending Team

Commercial Line of Credit

It’s your most flexible way to finance those seasonal cash flow fluctuations in your business. Apply once. Draw only what you need. Pay interest only on the funds in use. The balance of your available credit limit is there whenever you need it. Whatever you may need it for.

Our competitive variable interest rates make monthly payments affordable, due on demand, based on the amount of credit used.

Our Commercial Lending Specialists are standing by and ready to help with your business loan needs.

Contact the Commercial Lending Team

Commercial Letters of Credit

Be prepared when negotiating your next business transaction. Visit MCT first to obtain a Standby Letter of Credit. It offers proof of your credit quality and repayment ability as a sign of good faith. The letter of credit is accepted as an alternative to a bid bond.

Call or visit a MCT office to learn more.

Contact the Commercial Lending Team