Commercial Lending Services

Contact any of our business bankers for answers to your business banking questions:  Todd Smolinsky, Lisa Perry, Mike Prock and Anthony Postupack


Adequate cash flow is crucial to successful business operations. We understand that. So we developed a suite of flexible credit solutions to meet both short and long-term borrowing needs.

From seed to feed. From livestock to equipment. It all takes cash that doesn’t start to flow until after the harvest. We understand the unique needs of agribusiness and farming.

Our local area is a destination for many outdoor enthusiasts looking to get away from the hustle and bustle of the larger cities they call home.  Your business and those of others in our community provide these visitors and our own residents with supplies, lodging, medical treatment and recreation!  So whether you need funding for equipment, expansions or inventory… or merely to carry you through seasonal cash-flow fluctuations… we’re here for you.   Our commercial lending department has the business loan that will fit your needs.  Find out what you need to apply.

Our lending decisions are made right here in your community – we’re the very folks who will reap the fruits of your labor! We have a stake in your success.

Contact our Commercial Lending Team

Commercial Lending Department

Jim Thorpe - Main Office
1111 North Street
Jim Thorpe, PA 18229
(570) 325-2265
(877) 325-2265
9:00 - 4:00 Monday - Friday

Commercial Real Estate Loan

This is the perfect business loan option for purchasing commercial real estate, expanding your current operations, or renovating existing property.

With your real estate as security, we can offer competitive rates and terms. A truly affordable option.

Call us to learn just how quick and easy it truly can be to secure the funding you’ve earned.

Our commercial lending department has the business loan that will fit your needs.

Contact our Commercial Lending Team

Commercial Term Loan

When it’s time to buy new machinery, equipment, vehicles, or make renovations, MCT’s commercial term loan is for you.

There’s no reason to delay a major purchase. Our competitive rates and terms make funding large purchases feasible. Our application process and quick turnaround make it simple.  Our commercial lending department has the business loan that will fit your needs.

Why wait? Find out what you need to apply today!

Contact our Commercial Lending Team

Commercial Line of Credit

It’s your most flexible way to finance those seasonal cash flow fluctuations in your business. Apply once. Draw only what you need. Pay interest only on the funds in use. The balance of your available credit limit is there whenever you need it. Whatever you may need it for.

Our competitive variable interest rates make monthly payments affordable, due on demand, based on the amount of credit used.

Our Commercial Lending Specialists are standing by and ready to help with your business loan needs.

Contact our Commercial Lending Team

Commercial Letters of Credit

Be prepared when negotiating your next business transaction. Visit MCT first to obtain a Standby Letter of Credit. It offers proof of your credit quality and repayment ability as a sign of good faith. The letter of credit is accepted as an alternative to a bid bond.

Call or visit a MCT branch to learn more.

Contact our Commercial Lending Team

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About Mauch Chunk Trust Company

Mauch Chunk Trust Company was incorporated August 25, 1902 as the successor institution to the Second National Bank of Mauch Chunk, established in 1864. We remain a locally owned and managed independent community bank. While many banks of our type have merged or simply disappeared, our ability to change with the times has allowed us to grow and prosper for so many years. Read more about our history here.

We have 7 community banking offices & 1 Trust/Investment office located in Carbon & Schuylkill Counties, Pennsylvania in the following communities: Jim Thorpe, Albrightsville, Lehighton, Nesquehoning & Tamaqua (Hometown & West Penn).

We are the "Neighbors you know, bankers you trust." Voted as the Best Bank, Best Mortgage Company & Best Place to Work in the Times News 2020 Reader's Choice contest. The MCT logo, tagline "Neighbors you know, bankers you trust", "MCT Loans" logo and tagline "Friendly, Fast & Local" are trademarks of the Mauch Chunk Trust Company.

Important Information About Procedures for Opening a New Account:

  • To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
  • What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.