Commercial Lending

We understand that adequate cash flow is crucial to successful business operations, so we developed a suite of flexible lending solutions to meet both short and long-term borrowing needs.

  

Whether you need funding for equipment, expansions or inventory, or merely to carry you through seasonal cash-flow fluctuation, we’re here for you. Our commercial lending department has the business loan that will fit your needs.

Our lending decisions are made right here in your community because we have a stake in your success.

Find out what you need to apply Contact Us to Learn More

Commercial Real Estate Loan

This is the perfect business loan option for purchasing commercial real estate, expanding your current operations, or renovating existing property.

We offer competitive rates and terms to make this an affordable option. Call us to learn just how quick and east it can be to secure the funding you’ve earned.

Commercial Term Loan

When it’s time to buy new machinery, equipment, vehicles, or make renovations, MCT’s commercial term loan is for you.
There’s no reason to delay a major purchase. Our competitive rates and terms make funding large purchases feasible. Our application process and quick turnaround make it simple. Our commercial lending department has the business loan that will fit your needs.

Commercial Line of Credit

It’s your most flexible way to finance those seasonal cash flow fluctuations in your business. Apply once. Draw only what you need. Pay interest only on the funds in use. The balance of your available credit limit is there whenever you need it. Whatever you may need it for.

Our competitive variable interest rates make monthly payments affordable, due on demand, based on the amount of credit used.

Our Commercial Lending Specialists are standing by and ready to help with your business loan needs.

Commercial Letters of Credit

Be prepared when negotiating your next business transaction. Visit MCT first to obtain a Standby Letter of Credit. It offers proof of your credit quality and repayment ability as a sign of good faith. The letter of credit is accepted as an alternative to a bid bond.

Municipal Leasing

Our alternative financing tool for municipalities allows you to make vital equipment leases.

Equipment Financing Made Simple, Fast and Cost-Effective

Like a loan, an MCT Municipal Lease provides funding, paid directly to the seller of the asset, to procure the asset on behalf of your municipality. Your municipality is required to make payments on a mutually agreed upon schedule (monthly, quarterly, annually, etc.), until the lease is paid in full.

Without penalty, the municipality has the option of purchasing the equipment outright, at any time, for a predetermined purchase price consisting of the remainder of principal and any accrued interest.

CONTACT US TO LEARN MORE

You can rely on Mauch Chunk Trust company to quickly quote, structure and fund your municipal, tax-exempt equipment leasing needs.

Quick Turnaround

Provides quick turnaround on financing for all of your equipment needs.

Budget Enhancement

Leasing allows public agencies to acquire needed equipment now rather than wait until the next fiscal year or beyond.

100% Financing

Includes delivery and installation costs. Vendors are paid promptly upon funding of the lease.

Personalized Service

Your municipality will receive local, personal service from Mauch Chunk Trust Company representatives, rather than regional banks or leasing companies who may be less responsive to your needs.

Small Business Loans

Your small business has some unique challenges and obstacles that MCT can help you overcome. Equipment financing, lines of credit, making business purchases and accepting payments are some of many for which we have solutions.

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Small Business Borrowing

Small business loans can help you get started or finance your new equipment - there are many ways that a small business loan from MCT can help you grow. Talk to us about the different terms and rates we have available, getting started is easy!

Line of Credit

It’s your most flexible way to finance those seasonal cash flow fluctuations in your business. Apply once. Draw only what you need. Pay interest only on the funds in use. The balance of your available credit limit is there whenever you need it. Whatever you may need it for.

Our competitive variable interest rates make monthly payments affordable, due on demand, based on the amount of credit used.

Term Loan

When it’s time to buy new machinery, equipment, vehicles, or make renovations, MCT’s commercial term loan is for you.
There’s no reason to delay a major purchase. Our competitive rates and terms make funding large purchases feasible. Our application process and quick turnaround make it simple. Our lending department has the business loan that will fit your needs.

Government & Non-Profit Lending

Adequate cash flow is crucial to any successful operation. We understand that. So we developed a suite of flexible credit solutions to meet both the short and long-term borrowing needs of your business.

Our commercial lending decisions are made right here in your community – we’re the very folks who will reap the fruits of your labor! We have a stake in your success.

So whether you need funding for equipment, supplies or additional resources during a time of extraordinary need … we’re here for you.

CONTACT US TO LEARN MORE

Government & Non-Profit Real Estate Loans

This is the perfect business loan option for purchasing that new building, expanding your current operations, or renovating existing property.

With your real estate as security, we can offer competitive rates and terms. A truly affordable option.
Call us to learn just how quick and easy it truly can be to secure the funding you’ve earned.

Government & Non-Profit Term Loans

When it’s time to buy new equipment, vehicles, or purchase supplies for the new school year, MCT’s commercial term loan is for you.

There’s no reason to delay a major purchase. Our competitive rates and terms make funding large purchases feasible. Our application process and quick turnaround make it simple.

Government & Non-Profit Line of Credit

It’s your most flexible way to fund those sporadic cash flow needs. Apply once. Draw only what you need. Pay interest only on the funds in use. The balance of your available credit limit is there whenever you need it. Whatever you may need it for. Your business demands flexibility and MCT delivers.

Our competitive variable interest rates make monthly payments affordable, due on demand, based on the amount of credit used.

Our Commercial Lending Specialists are standing by and ready to help with your funding needs.

Government & Non-Profit Line of Credit

It’s your most flexible way to fund those sporadic cash flow needs. Apply once. Draw only what you need. Pay interest only on the funds in use. The balance of your available credit limit is there whenever you need it. Whatever you may need it for. Your business demands flexibility and MCT delivers.

Our competitive variable interest rates make monthly payments affordable, due on demand, based on the amount of credit used.

Our Commercial Lending Specialists are standing by and ready to help with your funding needs.

Government & Non-Profit Letters of Credit

Be prepared when negotiating a major purchase. Visit MCT first to obtain a Standby Letter of Credit. It offers proof of your credit quality and repayment ability as a sign of good faith. The letter of credit is accepted as an alternative to a bid bond.

Real Estate Investing

Real Estate Investors throughout Carbon County, the Poconos and surrounding areas turn to Mauch Chunk Trust for fast, customized & flexible lending solutions that are based on their unique needs.

With an excellent understanding of local housing markets & values, Mauch Chunk Trust is well positioned to help you grow your real estate investments.

We specialize in lending for:

  • Commercial Properties
    • Non-Owner Occupied Commercial Real Estate
    • Owner-Occupied Commercial Real Estate
    • Mixed Use Properties (Residential/Commercial)
  • Residential rental and multi-family units
    • Purchase & Rehabilitation
      • Flexible Terms
      • Interest-only period during construction phase
    • Non-Owner Occupied 1-4 Family Properties
    • Owner-Occupied 2-4 Family Properties (Owner can live in one unit, and rent the remaining units)
    • Residential properties with 5+ rental Units
    • Mixed Use Properties (Residential/Commercial)
    • Apartment Complexes
  • Vacant or undeveloped land

Get Started

You will benefit from the guidance of our experienced professionals throughout the lending process. Mauch Chunk Trust is here to help you grow!

Please contact our Commercial Team to ask how we can best help you reach your financial goals.

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Locations

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Give Us a Call

570-325-2265

877-325-2265

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Commercial Lending Department

Deborah A Price
Chief Lending Officer & Commercial Loan Officer

Jim Thorpe - Main Office
1111 North Street
Jim Thorpe, PA 18229

Monday - Friday
9:00 - 4:00