Business Convenience Services
You do everything right; you work hard to improve your business, you sponsor the local Little League team and you buy breakfast for your staff once a month, but sometimes the small details can get the best of all of us. Maybe you misjudged the funds available in your checking account by a day when you were expecting a check to clear or needed to use your debit card to buy some office supplies. No matter how it happens, MCT Safety Pay for Business automatically transfers funds from your linked MCT Savings or Money Market account to cover your checking account overdrafts. What a relief!
Safety Pay’s monthly fee is waived if you maintain the required minimum daily balance in your linked Savings or Money Market account. An automatic transfer fee per total amount of the transfer will be charged to your checking account.
Ask an MCT Personal Banker for more information about Safety Pay, which can be used in conjunction with or as an alternative to Overdraft Privilege.
Even in today’s always-connected world, there are times when you just can’t get to your computer. Or you’re traveling in a remote area without cell service. You can always access your MCT account with our Express Phone Banking service.
Express Phone Banking gives you quick access to your account balances and information on your last sixty transactions. It allows you to transfer funds or make loan payments, verify deposits, learn interest or earnings information for tax time, and even get up-to-the-minute rate and product information.
All you need is your account number(s) and Personal Identification Number (PIN) to start using MCT’s Express Phone Banking now! First-time users should use the last four digits of the primary account holder’s Social Security number or tax ID as your PIN. You’ll be required to change it to four digits of your choice once you access the system.
How easy is Express Phone Banking? It’s as simple as 1-2. You don’t even have to bother with a 3!
- Call Express Phone Banking from any touch tone phone:
- Follow the menu prompts to select the function of your choice.
- ACH Origination
- Auto Debit for Loan Payments
- Cash Management
- Direct Deposit
- Online Banking
- MCT Bill Pay for Business
- MasterMoney™ Business Debit Cards
- Medallion Signature Guarantee
- Merchant Services
- Night Depository *
- Personal Money Orders
- Safe Deposit Boxes *
- Safety Pay
- Treasurer's Checks
- Wire Transfers
- 24-Hour Toll-free Express Phone Banking Line
* Offered at select MCT locations