Business Convenience Services

Safety Pay for Business

You do everything right; you work hard to improve your business, you sponsor the local Little League team and you buy breakfast for your staff once a month, but sometimes the small details can get the best of all of us. Maybe you misjudged the funds available in your checking account by a day when you were expecting a check to clear or needed to use your debit card to buy some office supplies. No matter how it happens, MCT Safety Pay for Business automatically transfers funds from your linked MCT Savings or Money Market account to cover your checking account overdrafts. What a relief!

Safety Pay’s monthly fee is waived if you maintain the required minimum daily balance in your linked Savings or Money Market account. An automatic transfer fee per total amount of the transfer will be charged to your checking account.

Ask an MCT Personal Banker for more information about Safety Pay, which can be used in conjunction with or as an alternative to Overdraft Privilege.

Telephone Banking

Even in today’s always-connected world, there are times when you just can’t get to your computer. Or you’re traveling in a remote area without cell service. You can always access your MCT account with our Express Phone Banking service.

Express Phone Banking gives you quick access to your account balances and information on your last sixty transactions. It allows you to transfer funds or make loan payments, verify deposits, learn interest or earnings information for tax time, and even get up-to-the-minute rate and product information.

All you need is your account number(s) and Personal Identification Number (PIN) to start using MCT’s Express Phone Banking now! First-time users should use the last four digits of the primary account holder’s Social Security number or tax ID as your PIN. You’ll be required to change it to four digits of your choice once you access the system.

How easy is Express Phone Banking? It’s as simple as 1-2. You don’t even have to bother with a 3!

  1. Call Express Phone Banking from any touch tone phone:
  2. Follow the menu prompts to select the function of your choice.

Other Services  

* Offered at select MCT locations

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About Mauch Chunk Trust Company

Mauch Chunk Trust Company was incorporated August 25, 1902 as the successor institution to the Second National Bank of Mauch Chunk, established in 1864. We remain a locally owned and managed independent community bank. While many banks of our type have merged or simply disappeared, our ability to change with the times has allowed us to grow and prosper for so many years. Read more about our history here.

We have 7 community banking offices & 1 Trust/Investment office located in Carbon & Schuylkill Counties, Pennsylvania in the following communities: Jim Thorpe, Albrightsville, Lehighton, Nesquehoning & Tamaqua (Hometown & West Penn).

We are the "Neighbors you know, bankers you trust." Voted as the Best Bank, Best Mortgage Company & Best Place to Work in the Times News 2020 Reader's Choice contest. The MCT logo, tagline "Neighbors you know, bankers you trust", "MCT Loans" logo and tagline "Friendly, Fast & Local" are trademarks of the Mauch Chunk Trust Company.

Important Information About Procedures for Opening a New Account:

  • To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
  • What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.