Business Certificates of Deposit

MCT offers business owners a unique opportunity to grow their investment through the security of a Certificate of Deposit. We offer a solid rate of return, making this one of the safest investments you’ll ever make. Choose from three products designed to meet your specific needs:

  • Growth CD
  • Income CD
  • Jumbo CD

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Growth Certificate of Deposit

Interest is compounded and posted monthly, allowing your earnings to accumulate and compound for maximum growth. Open with a minimum of $500.

Choose from a term of 3 month, 6 month, 1, 2, 3, 4 and 5 years. We also offer a 3-1/2 year Step-Up CD; at your discretion you may change the interest rate on the account by stepping-up to a higher interest rate 1 time during the certificate’s 3 ½ year term. Other special terms available as advertised.

Check out our current CD rates

Income Certificate of Deposit

Want the safety of a CD without sacrificing an income stream? This CD is for you! It combines a high interest rate with disbursement options created to meet complex business needs.

 Interest accrues daily and paid however you instruct; monthly, quarterly, semi-annually, annually or at maturity if the term is one year or less. It can be paid by check or deposited directly into your MCT checking, savings or money market account.

Open with as little as $500. Choose from a term of 3 month, 6 month, 1, 2, 3, 4 and 5 years. We also offer a 3-1/2 year Step-Up CD; at your discretion you may change the interest rate on the account by stepping-up to a higher interest rate 1 time during the certificate’s 3 ½ year term. Other special terms available as advertised.

Check out our current CD rates!

Jumbo Certificate of Deposit

MCT’s Business Jumbo Certificate of Deposit is designed as a time deposit with maximum interest growth. You can pen it with a minimum of $100,000.

Collect interest on your terms:  compounded if growth is your goal, or simple interest for use as an income vehicle.

Choose from terms of 30 days, 60 days, 3 month, 6 month, 1 year or longer.  Other special terms available as advertised.

A Personal Banker can provide current Jumbo CD rates.

 

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