MCT Loans, by Mauch Chunk Trust Company

MCT Loans, by Mauch Chunk Trust Company

Biweekly Mortgages

Biweekly Mortgage

Looking for a more convenient way to finance your home? Get to your finish line faster with a Finish Line biweekly mortgage.

It’s as simple as it sounds. With these bi-weekly mortgage payments, you can own your home without worry and get out of debt faster than with a traditional mortgage. We have three options available, based on how much you want to borrow - Money Saver, Finish Line Non-Purchase and Finish Line Purchase.

Finish Line Biweekly Mortgages

Finish Line Bi-weekly Mortgage Logo
Get to your finish line faster. Save time and money, with bi-weekly payments to pay off your loans faster. To find out more, please contact our home mortgage lenders.  

 Product

Use

Loan Limits

Terms Available (yrs)

Information

Money Saver Refinance up to $200,000 10,15,20,25,30  Can be used for a primary or secondary residence.  The Money Saver Mortgage offers the lowest associated costs and fees.
Finish Line Refinance Refinance  $200,001 - $484,350 10,15,20,25,30   Can be used for a primary or secondary residence.
Finish Line Purchase Purchase  up to $484,350 10,15,20,25,30    Can be used for a primary or secondary residence.

 

Jumbo Bi-weekly Mortgages

If you need to borrow $484,351 or more, we have jumbo bi-weekly mortgage payments. This option lets you save on interest, while paying off your home faster. Available for both primary and secondary home uses.

 Product

Use 

Terms Available 

Information 

Jumbo Bi-Weekly  Purchase or refinance 15,20,25,30  Can be used for both primary or secondary residences. Bi-weekly payments help save money on interest and allow for faster loan payoff.  Provides financing above conventional/conforming loan limits 

 


Crunch the Numbers

Find out if the biweekly mortgage payment option is right for you.  Use this bi-weekly calculator and take out the guesswork.

Biweekly Calculator

Ready to apply? Let's get started.

Apply for a Home Mortgage Loan      View our current mortgage rates  

Apply online or visit any of our branch locations. You can also securely contact our lending team, or make an appointment with our home mortgage experts at our Main Office at 1111 North Street, Jim Thorpe, PA.

Resources

Click here for MCT's Mortgage Resource Center

The Consumer Financial Protection Bureau provides a home loan toolkit and guide for your reference as you consider the right lending option for your situation 

Are you experiencing hardship or at risk of missing a mortgage payment?  The US Department of Housing and Urban Development (HUD) has provided valuable information to help.  Find out more here

Mortgage Lending Department

Jim Thorpe - Main Office
1111 North Street
Jim Thorpe, PA 18229
(570) 325-2265
(877) 325-2265
9:00 - 4:00 Monday - Friday

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  Mauch Chunk Trust Company NMLS #417258
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About Mauch Chunk Trust Company

Mauch Chunk Trust Company was incorporated August 25, 1902 as the successor institution to the Second National Bank of Mauch Chunk, established in 1864. We remain a locally owned and managed independent community bank. While many banks of our type have merged or simply disappeared, our ability to change with the times has allowed us to grow and prosper for so many years. Read more about our history here.

We have 7 community banking offices & 1 Trust/Investment office located in Carbon & Schuylkill Counties, Pennsylvania in the following communities: Jim Thorpe, Albrightsville, Lehighton, Nesquehoning & Tamaqua (Hometown & West Penn).

We are the "Neighbors you know, bankers you trust." Voted as the Best Bank, Best Mortgage Company & Best Place to Work in the Times News 2020 Reader's Choice contest. The MCT logo, tagline "Neighbors you know, bankers you trust", "MCT Loans" logo and tagline "Friendly, Fast & Local" are trademarks of the Mauch Chunk Trust Company.

Important Information About Procedures for Opening a New Account:

  • To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
  • What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.