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Current Loan Rates

Rates Effective as of June 8, 2011

Home Equity Loans
Term Up to 80% Loan to Value Monthly payment per $1,000
5 Years 4.99% APR $18.87
7 Years 4.99% APR $14.13
10 Years 5.99% APR $11.10
15 Years 6.96% APR $8.97
NOTE: A .50% rate discount applies if payments are automatically deducted from a MCT deposit account. Minimum loan amount of $10,000.00. Terms quoted are subject to credit approval.



 

Home Equity Lines of Credit Conversion
Variable Rate

4.00% APR

RATE DETERMINED AT TIME OF APPROVAL

The Annual Percentage Rate (APR) may vary after consummation of the transaction and is based on the prime rate as published in the Wall Street Journal. The maximum APR is 18%. Minimum loan amount is $5,000. Closing costs of $150 to $500 are due at the time of settlement. Homeowners insurance is required. Please contact your tax advisor regarding deductibility of interest. Rates are subject to change.



 

Automobile
Model Year Term Rate Monthly Payment per $1,000
New (2011 and 2010) 36 to 60 Months 4.49% APR $29.74 to $18.64
New (2011 and 2010) 72 Months 4.82% APR $16.02
Used (2007 to 2010) 36 to 60 Months 5.49% APR $30.19 to $19.10
Used (2007 to 2010) 72 Months N/A N/A
NOTE: Rates shown reflect a .50% discount with an automatic payment from a MCT checking account and a minimum of $10,000.00 of new borrowed funds. Terms quoted are subject to credit approval.



 

Personal
Term Rate Monthly Payment per $1,000
12 to 60 Months 7.89% APR $86.95 to $20.23
72 to 84 Months 8.89% APR $16.04 to $17.98
NOTE: Rates shown reflect a .50% discount with an automatic payment from a MCT checking account and a minimum of $10,000.00 of new borrowed funds. Terms quoted are subject to credit approval.



 

Mortgage Loans
Click here for our current mortgage rates