Apply Now!
Applying for our products and services is easy!
|
Current Loan Rates
|
Rates Effective as of June 3, 2008
|
|
Home Equity Loans
|
|
Term
|
Up to 80% Loan to Value
|
Monthly payment per $1,000
|
81 to 100% Loan to Value
|
Monthly payment per $1,000
|
|
5 Years
|
6.25% APR
|
$19.45
|
7.50% APR
|
$20.04
|
|
7 Years
|
6.75% APR
|
$14.97
|
8.00% APR
|
$15.59
|
|
|
|
|
|
|
|
10 Years
|
7.03% APR
|
$11.63
|
8.28% APR
|
$12.28
|
|
15 Years
|
7.35% APR
|
$9.19
|
N/A
|
N/A
|
Rates shown reflect a 1/2 of 1% discount for automatic charge to an MCT checking account. Minimum loan amount is $5,000.
Closing costs of $150 to $500 are due at the time of settlement. 10 year term-closing costs of $150 with a MCTC checking account
|
|
Home Equity Lines of Credit
|
|
Variable Rate
|
|
4.50% APR (NY PRIME MINUS .50%)
|
|
The Annual Percentage Rate (APR) may vary after consummation of the transaction and is based on the prime rate as published in the Wall Street Journal. The maximum APR is 18%. Minimum loan amount is $5,000. Closing costs of $150 to $500 are due at the time of settlement. Homeowners insurance is required. Please contact your tax advisor regarding deductibility of interest.
|
|
Automobile
|
|
Model Year
|
Term
|
Rate
|
Monthly Payment per $1,000
|
|
New (2008 and 2007)
|
36 to 60 Months
|
6.85% APR
|
$30.81 TO $19.73
|
|
New (2008 and 2007)
|
72 Months
|
6.95% APR
|
$17.03
|
|
Used (2003 to 2007)
|
36 to 60 Months
|
7.52% APR
|
$31.12 TO $20.05
|
|
Used (2003 to 2007)
|
72 Months
|
N/A
|
N/A
|
|
NOTE: Maximum loan amount is $30,000 - rates quoted are for 20% down.
|
|
Personal
|
|
Term
|
Rate
|
Monthly Payment per $1,000
|
|
12 to 48 Months
|
10.65% APR
|
$88.22 to $25.68
|
|
60 to 72 Months
|
11.29% APR
|
$21.89 to $19.19
|
|
|
|
|
|
|
|
|
|
NOTE: Rate shown reflects a 1/2 of 1% discount for automatic charge to an MCT checking account. Minimum $5,000 - Maximum $30,000.
|
|
Interest Only Home Equity Lines of Credit
|
|
Variable Rate
|
|
4.50% APR (NY PRIME MINUS .50%)
|
|
The Annual Percentage Rate (APR) may vary after consummation of the transaction and is based on the prime rate as published in the Wall Stree Journal. The maximum APR is 18%. Minimum loan amount is $5,000. Closing costs of $150 to $500 are due at the time of settlement. Homeowners insurance is required. Please contact your tax advisor regarding deductibility of interest.
|
|
|
 |
