Personal Banking

Consumer Loans

“Neighbors you know, bankers you trust” means more to us than just a warm welcome and smiling face when you open an account or cash a check. It also means meeting your total needs. That’s why when you need money for a new car, a child’s college tuition, home improvements or just a well deserved vacation – Mauch Chunk Trust Company is here for you. We have Installment Loans, Home Equity Loans, Home Equity Lines of Credit that offer convenient and flexible options.

Consumer Loans » Installment Loans » Home Equity Loans » Home Equity Lines of Credit

Installment Loans

Fixed interest rate
Interest rate based on term, collateral & credit history
Monthly payments can be made by coupon book or automatic debit

Click here to apply for an Installment Loan

return to top

Home Equity Loans

Fixed rate home equity loans have flexible repayment terms
Automatic debit for payment available

Click here to apply for a Home Equity Loan

return to top

Home Equity Lines of Credit

Monthly billing statement provided on lines of credit
Check writing privileges

NEW
7 Year Interest Only Home Equity Line of Credit*
Access the equity in your home whenever you need it and pay interest only for 7 years.
The variable rate is New York Prime - .50%. At the end of 7 years the line converts to a 15 year amortization with interest plus principal payments.

*No application fee. Typical closing costs range from $125 to $500. Variable annual percentage rate (APR) is indexed to the Wall Street Journal Prime Rate. Maximum APR is 18%. Minimum APR is 4%. Contingent on credit approval. Interest may be tax deductible. Consult your tax advisor.

Click here to apply for a Home Equity Line of Credit

For more information about our consumer loans, contact any MCT branch office.

return to top