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Government & Non Profit Banking

Checking

Government & Non Profit Checking Accounts »
Regular Checking »
Interest Checking

Regular Checking

As a community service, MCT offers nonprofit organizations Regular Checking Accounts with no minimum balance requirements or monthly maintenance fees.

Features: 

  • Open with as little as $50.00
  • Unlimited check writing, deposits, and transfers
  • FREE Business MasterMoney Debit Card
  • STAR ATM Access with no transaction fees at MCT ATMs
  • FREE Internet Banking
  • FREE 24-hour toll free "Express Phone Banking"
  • Direct Deposit 
  • Bank-by-mail
  • Monthly check imaged statement with linked related accounts combined in statement
  • Rate reduction on Installment Loans when payments are automatically deducted from your checking account
  • Night deposit available at most MCT locations
  • Depository for taxes
  • FDIC insurance coverage

Interest Checking

MCT's Interest Checking is for the business customer who wants to earn interest on their checking account balance and normally maintains a higher account balance. Interest on this account accrues daily on balances above the required minimum and is deposited to the account on a monthly basis. A nominal monthly service charge applies if the account balance falls below the minimum.

Features: 

  • Open with as little as $1.00
  • Unlimited check writing, deposits, and transfers
  • FREE Business MasterMoney Debit Card
  • STAR ATM Access with no transaction fees at MCT ATMs
  • FREE Internet Banking
  • FREE 24-hour toll free "Express Phone Banking"
  • Direct Deposit 
  • Bank-by-mail
  • Monthly check imaged statement with linked related accounts combined in statement
  • Night deposit available at most MCT locations
  • Depository for taxes
  • FDIC insurance coverage

Click here for Current Deposit Rates.