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Business Banking

Commercial Lending Services

When business opportunities arise ... when you need funding for expansions, equipment, or inventory ... if you need coverage for seasonal cash-flow fluctuations ... count on MCT's flexible credit solutions to meet your short or long-term borrowing needs. We're locally owned and operated, so our lending decisions are made right here in your community. The result? An easier application process - and faster turnaround on your requests!

Commercial Loans » Commercial Real Estate Loan » Commercial Installment Loan » Commercial Line of Credit

Commercial Real Estate Loan

An affordable loan, secured by real estate, for business owners who wish to finance real estate purchases, expansions, and/or renovations.

  • Competitive variable Annual Percentage Rates (APR).
  • No maximum loan amount limits.
  • Affordable repayment terms
  • No application fee. (Closing costs required.)

Commercial Installment Loan

An unsecured personal loan to business owners who want to grow their businesses by financing inventory, receivables, machinery, equipment, vehicles, improvements, etc.

  • Affordable repayment terms
  • Competitive variable Annual Percentage Rates (APR).
  • No application fee. (Closing costs required.)
  • Easy application, fast turnaround.

Commercial Line of Credit

The most flexible way to finance ongoing business expenses such as inventory and receivables, improvements, machinery, equipment, vehicles, etc., without having to reapply for credit. Borrow only what you need (up to the available credit limit), and pay interest only on the funds in use.

  • Competitive variable Annual Percentage Rates (APR).
  • Affordable monthly payments, due on demand, based on amount of credit used.
  • No application fee.