 Business Banking
Electronic Banking and Bankcard Services
The responsibilities of running your own business don't stop at the end of a work day. That's why MCT is there for you, 24 hours a day, 7 days a week. We make sure you have access to your accounts and the information you need to manage your cash flow around the clock.
MCT MasterMoney Business Debit Card
The MCT MasterMoney Business Debit Card works like a personal debit card, but the transactions are deducted from your existing MCT Business Checking Account. With the MCT MasterMoney Business Debit Card, you can:
- Make purchases everywhere MasterCard is accepted.* Your card is welcome for payment worldwide at millions of merchants, over the phone, even the Internet.
- Get cash at ATMs 24 hours a day, everyday.* Use your card at thousands of MasterCard/Maestro/Cirrus ATM locations at home and abroad.
- Save time & eliminate the hassles of writing checks. No more wasting time waiting for check and order approvals, and reconciling your petty cash account.
- Take control of company expenses. Choose from two levels of access for your cardholders – Full Access, which includes ATM withdrawals, point-of-sale purchases and balance inquiries, or Partial Access, which allows purchases and balance inquiries only.
- Enjoy easier record keeping. A comprehensive monthly statement makes it easy to monitor employee spending, identify tax deductions, fill out expense reports, and separate business and personal expenses.
- Take advantage of valuable purchase protection & travel security. Enjoy FREE benefits like extended warranty, theft/damage protection, emergency travel assistance & lost luggage protection.
Business Internet Banking
Access your business accounts 24 hours a day, 7 days a week, from the convenience of your home or office PC. The system integrates with many popular accounting programs such as Quicken and Microsoft Money.
- Check balances and account activity in any of your MCT business accounts
- Transfer funds between your MCT business accounts
- Place Stop Payments
- Monitor end-of-day balances on Checking, Money Market, Savings and Loan accounts
- View and print Checking, Money Market and Statement Savings account statements
- View detailed information of all transactions you have conducted within Internet Banking
- Send and receive secure messages to and from the bank
- And more!
To enroll for Business Internet Banking, click here or visit one of our offices. We'll complete your enrollment form and assign you a Customer ID and a Temporary Password. Click here for an online demo.
MCT Easy Pay for Business
Easy Pay for Business is secure, easy, convenient and FREE for the first three months after you sign up! After the third month, you'll pay just $7.95 per month for up to ten transactions*.
This online service allows you to spend more time focusing on the growth of your business and less time on paperwork. And time - as we all know - is money! MCT Easy Pay for Business is the bill payment solution for your small business. Secure, flexible, convenient, and oh-so-much faster than issuing all those checks!
With MCT Easy Pay Business, you get:
- Administrative tools that include multi-user permissions
- Easy payee set up - send your payments to virtually anyone in the continental U.S.
- Schedule a recurring payment so that it will be automatically paid at an interval you designate
- Setup and receive e-mail notifications and reminders for Events, Payments and/or Transfers
- Employee Deposits
- Direct Tax Payment Link
- Send a payment via e-mail
- Pay from multiple bank accounts
- Rush payments
- Payee categorization
- Pending payment calendar
- Toll-free telephone support and secure online messaging support available Monday through Friday 7:30 a.m. - 11:00 p.m. EST
We're convinced that once you start using Easy Pay for Business, you'll never go back to paying bills the "old" way.
Ready to sign up? If you are already an Internet Banking customer, just sign on as you normally do. Choose "Click here to access your business bill pay account" and "Enroll". Or click here to Enroll in Internet Banking.
Telephone Banking
You can bank with us 24 hours a day
Express Phone Banking is your connection to Mauch Chunk Trust Company, giving you immediate access to the information you need most often. With Express Phone Banking, you can quickly and easily:
- Make account balance inquiries
- Determine the last sixty transactions on your checking, savings, or money market account
- Verify social security deposits as well as other electronic funds or ATM transactions
- Verify interest paid and earned information during tax time
- Make transfers and loan payments
- Receive up to the minute rate and product information
Using Express Phone Banking
Before using MCT’s Express Phone Banking, make sure you have your account number(s) handy. Also have your Personal Identification Number (PIN) available. The last four digits of the primary account holder’s social security number or tax ID number have been assigned as your initial PIN. The first time you access your accounts you will be required to change your PIN to any other four digit number that only you know.
1 Call our Express Phone Banking service from any touch tone phone.
325-9MCT (9628)
or
1-888-325-MCTC (6282)
2 Wait for the greeting, then follow the simple instructions given to you over the phone. You will be offered a series of menu selections from which to choose. To access these selections from the Opening Menu given, simply press the corresponding number(s) on your telephone.
3 To access the funds transfer option, you must have completed a “Funds Transfer Enrollment Form.” To obtain this, contact any Customer Service Representative or Sales Associate.
Click here to see Telephone Banking menu options.
Cash Management
The MCT Cash Management product allows business customers convenient access to their financial information 24-hours a day, 7 days a week. From simple online reporting to a full cash management solution for your business, Cash Management offers powerful tools to get the job done.
With Cash Management, you can save time, improve your cash flow, and streamline your cash management procedures all in a fully secure environment. You can:
- View account information
- Check transactions
- Schedule payments
- Transfer funds
- Wire transfer to other institutions
- Define access levels and set transfer limits for each employee-user
- Initiate stop payments
Contact the Mauch Chunk Trust Company to learn how to sign-up for this service. We will work with you to establish the appropriate plan and service levels for your individual business needs.
Merchant Bankcard Services
This service, provided through Buypass/EFSNB/Concord, enables merchants to accept MasterCard/Visa credit and/or debit cards as payment for customer purchases.
- Increase cash flow and improve your bottom line
- Reduce the risk of credit fraud
- Easier acceptance process than with personal checks
- Less chance of charge-backs
- Fees and costs vary depending on processing options, equipment prices, type of service, and type of maintenance required
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